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Michigan Form MC 14: Garnishee Disclosure
What this form does, who files it, what it costs, and how to avoid the errors that get Michigan filings rejected.
Reviewed and updated by the Clear Path document team. Informational only — not legal advice.
Quick Answer
What is Michigan form MC 14?
Form MC 14 is the answer a garnishee — usually an employer or a bank — files after receiving a writ of garnishment. It tells the court and the parties whether the garnishee holds money belonging to the judgment debtor.
Who files it
The garnishee (employer, bank, or other third party served with a writ), not the creditor or the debtor.
Where it goes
The court that issued the writ, with copies to the plaintiff and defendant.
Filing fee
No court fee; the garnishee is entitled to the statutory processing fee paid by the creditor with the writ.
What you need before you start
- The case number and writ date
- Payroll or account information for the judgment debtor
- Details of any competing garnishments or bankruptcy notices
How to complete and file form MC 14
- 1
Complete the disclosure within the deadline stated on the writ — 14 days for most garnishments.
- 2
File it with the court and mail copies to both parties.
- 3
Withhold funds as the writ directs until the court says otherwise.
Mistakes that get MC 14 rejected
- Missing the 14-day disclosure deadline, which can expose the garnishee to a default judgment
- Failing to mention a prior garnishment already in effect
- Releasing funds to the creditor before the objection period runs