Contractor's Sworn Statement
The owner, title company, or bank won't release the draw until they see who's been paid and who hasn't. This is that document.
Important: Clear Path Document Services is a non-attorney document preparation service and cannot provide legal advice. No attorney-client relationship is created. Read full disclaimer
Quick Answer
A sworn statement is the itemized list a contractor or subcontractor provides showing every subcontractor, supplier, and laborer on the job, what each is owed under their contract, what has already been paid, and what balance remains. Owners, title companies, and construction lenders rely on it before releasing a payment draw, because it shows who could still assert a lien against the property. The statement is signed under oath and notarized, and an owner who pays based on a sworn statement is in a very different position than one who pays blind. Providing a false sworn statement carries serious consequences. Clear Path prepares the statement from your project records. We review the matter first, then send a written quote — nothing is purchased online.
Who qualifies for this service?
This document preparation service is a fit for Michigan residents who match the criteria below. If your situation is different, contact us and we'll tell you whether we can help or whether you should speak with an attorney.
- General contractors submitting a payment draw
- Subcontractors asked for their own sworn statement
- Builders working with a construction lender's draw schedule
- Contractors closing out a job and requesting final payment
- Owners who need to know what to require before paying
- Anyone asked for a 'sworn statement' and unsure what goes on it
How the process works
Clear, predictable steps from intake to court-ready paperwork.
Send us the job records
Contract, change orders, your subs and suppliers, amounts owed, and payments already made.
We review
We check the totals against the contract and flag anything that does not reconcile.
Written quote
Flat preparation fee, with per-draw pricing for ongoing projects. Nothing is purchased online.
Preparation
Itemized statement with every party, contract amount, paid to date, and balance owing.
Notarized signing
You sign under oath before our notary, in office or mobile.
Submission packet
Statement plus any waivers the lender or title company asked to accompany it.
Paperwork we organize for you
Document preparation only. We do not represent you in court.
Documents and information you'll need
- The prime contract or subcontract
- All approved change orders
- A list of every subcontractor and supplier with contact information
- Contract amount and payments made for each
- Invoices supporting the current draw
- The lender's or title company's draw requirements
- Waivers already collected for prior draws
Common mistakes to avoid
Small errors can cost you weeks. Here's what we see most often.
- Leaving off a supplier because their balance is small. Omissions are what cause the trouble.
- Listing contract amounts that do not include approved change orders.
- Stale numbers — payments made after the statement was drafted but before it was signed.
- No waivers attached when the lender required them with the draw.
- Signing without reading, when the statement is sworn and notarized.
- Treating each draw as a fresh document instead of updating the running totals.
Local Michigan considerations
Sworn statements are part of the payment structure under Michigan's Construction Lien Act and are commonly required before a draw is released. They connect directly to lien exposure: an owner or lender wants to see that everyone who could record a claim of lien has been identified and either paid or accounted for. Because the document is sworn, accuracy matters — a knowingly false sworn statement in this context carries serious consequences. Clear Path prepares the statement from the records you provide and does not audit or verify your project accounting.
Key Terms
- Sworn statement
- A notarized itemized statement of subcontractors, suppliers, amounts owed, and amounts paid on a construction project.
- Draw
- A scheduled payment released during a construction project, usually tied to completed phases.
- Change order
- A written modification to the contract scope or price.
- Lien waiver
- A signed release of lien rights for work covered by a payment, either conditional on the payment clearing or unconditional.
People Also Ask
Reviewed and updated by the Clear Path document team. Informational only — not legal advice.
Ready to get your paperwork started?
Start the guided intake, or call or text us — we review every matter before quoting a price, and nothing is purchased online.