Credit Bureau Dispute Letters
Challenge inaccurate, unverifiable, or outdated items on your credit reports with professionally prepared dispute letters.
Important: We prepare dispute letters based on the information you provide — you review, sign, and send them. You also have the right to dispute credit report errors yourself for free.Read full disclaimer
Challenge Errors on Your Credit Reports
Credit report errors are more common than you might think. A Federal Trade Commission study found that 1 in 5 consumers had an error on at least one of their credit reports. These errors can lower your credit score and cost you thousands in higher interest rates.
Under the Fair Credit Reporting Act, you have the right to dispute any information you believe is inaccurate. We prepare professional, properly-formatted dispute letters customized to your specific situation.
What's Included
Everything you need to dispute credit report errors effectively.
Requirements Checklist
Gather these items before starting your intake form.
How It Works
From credit report review to successful dispute resolution.
Get Credit Reports
Obtain your free annual reports from AnnualCreditReport.com.
Identify Errors
Review each report and mark items that are inaccurate or unverifiable.
Submit Intake
Complete our intake form with details about each disputed item.
Receive Letters
We prepare customized dispute letters for each bureau.
Mail Disputes
Sign and send via certified mail using our instructions.
Track Results
Monitor responses and use follow-up templates as needed.